Padgett Business Services Financial CalculatorsUnique Small Business Issues Require Unique Solutions
Cash Flow Calculators
- Should I pay down debt or invest more?
- How long will my money last?
- Historical inflation – Compare purchasing power
Credit & Debit Calculators
- How long will it take to pay off my credit card(s)?
- How long until my loan is paid off?
- What would my loan payments be?
- What is the balance owing on my loan?
- Which is better, cash up front or payments over time?
- What is the impact of making extra debt payments?
- Should I pay off debts or invest the money?
- Federal income tax estimator
- How much self-employment tax will I pay?
- What is my taxable-equivalent yield?
- Tax refund estimator
- Tax freedom day
Paycheck & Benefits Calculators
- Social security retirement income estimator
- How does inflation impact my retirement income needs?
- Convert discretionary expenses to savings
- Compare taxable vs. tax-free investment return
- What is the value of a bond?
- What is the value of compound interest?
- What is the value of a call or put option?
- Taxable vs. tax-advantaged saving comparison.
- What is the long-term impact of increased return?
- Certificate of deposit (CD) analyzer
- What is the dividend yield on a stock?
- How do expenses impact mutual fund returns?
- What are the tax savings of a qualified retirement/cafeteria plan?
- Should I pay or charge monthly, quarterly or annually?
- What is the value of my business?
- How many units do I need to sell to breakeven?
- Should I lease or buy equipment?
- What are my tax savings with Section 179 deduction?
- Will I be able to pay back my student loans?
- Advantages of the Coverdell ESA.
- Advantages of a 529 College Savings Plan
- What is the value of a college education?
- What are the payments on a parental (PLUS) loan?
Home & Mortgage Calculators
- Comprehensive mortgage calculator
- Should I convert to a bi-weekly payment schedule?
- What are the tax savings generated by my mortgage?
- Compare an interest-only versus traditional mortgage
- What is my life expectancy?
- What are the chances of becoming disabled?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- How long will my current life insurance proceeds last?
- Becoming a millionaire
- How long will it take to double my money?
- How long until my savings reach my goal?
- Save now vs. save later
- How much should I save to reach my goal?
- What will my current savings grow to?
- Calculate rate of return
- How do taxes and inflation impact my return?
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